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Posted By Ola Koenig to Ola Koenig at 6/30/2009 01:58:00 PM
Edward Vitenu skickade ett meddelande till medlemmarna i Financial Intelligence.
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Ämne: Do you really have to be a genius to become financially independent?
The fact is that affluence is not confined to the brilliant, nor are the brightest people necessarily the most prosperous. As a case in point, many members of the international high-IQ organization, Mensa, are of modest means. This is not meant as an endorsement of stupidity, for most certainly dimwittedness does little to promote wealth accumulation. Nonetheless, high intelligence is not the answer either, and Robert Heller in his 1974 book The Common Millionaire stressed that, down through the ages, a lot of untalented people managed to make a million dollars.
So the question remains: Exactly what qualities are most helpful in acquiring and retaining wealth, and where does intelligence fit into the equation? From my observations it appears that the necessary ingredients include habits of thrift and moderation, the diligent pursuance of a plan of action, and just plain good luck.
Admittedly the second of these three factors requires some acumen, which obviously works to eliminate the truly inept from the game. But on the whole it is the meld of character traits that seems to determine the outcome. My belief is that of these characteristics, "diligence" is by far the most important. If this is the case, then high intelligence conceivably acts as a bar to financial prosperity.
Unlike success in scientific endeavors, which requires profound skills to solve often complex problems, the continued application demanded in wealth accumulation is one that often requires little but a repetition of procedures, with no continual input of brainpower needed. Quite likely a mind capable of absorbing and processing new and stimulating information finds the demands involved in money-making a monotonous exercise offering little satisfaction except for the obvious benefits of having wealth.
When comparing brains versus achievement, here’s another thought for you. Perhaps the link between intelligence and financial success is not the direct correlation we’ve been led to believe. It might be that beyond some level, increased intellect is actually a deterrent in the wealth-generating process. As with any theory, no rationale is convincing without at least one testimonial to make the argument.
I’ll offer as a prime example a man who in the early 1990s achieved national prominence as a symbol of financial achievement: self-made multi-billionaire and presidential contender H. Ross Perot. There’s no denying that Mr. Perot displays some remarkable traits, foremost among them driving energy and a compelling self-confidence. I contend that it’s these characteristics which account for his spectacular success. On the matter of his intellectual brilliance, as evidenced by performance in a college classroom, you might note that, as a graduate of the U.S. Naval Academy class of 1953, his final year’s record in purely academic subjects would have placed him in the bottom ten percent of his class.
Let me conclude by proposing that the true relationship between mental capacity and financial success is most accurately reflected by a bell-shaped curve showing that success in wealth accumulation peaks at an IQ of about 115, dropping off at both higher and lower values. If this is reasonably accurate, then we of questionable intellect may take heart; there surely is a fortune waiting for us.
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Posted By Ola Koenig to Ola Koenig at 6/30/2009 11:32:00 AM
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Posted By Ola Koenig to Ola Koenig at 6/30/2009 01:58:00 AM
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Posted By Ola Koenig to Ola Koenig at 6/29/2009 10:36:00 PM
We have found that many Propeller members like to receive a summary of their activity. You can find all this information by clicking around your profile, of course. But it’s handy to have it in one convenient bundle.
Your groups have 56 new watched stories:
Blogs » Obama’s Obsolete Iran Policy«Cervantes Blogs » Tennis World: Tennis video,Roger Federer Defeats Robin Soderling Blogs » Why is the truth feared?« Blogs » Tennis World: Tennis,Federer happy to win ‘serving contest’ Blogs » Tennis World: Tennis,Djokovic storms into last eight
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Posted By Ola Koenig to Ola Koenig at 6/29/2009 09:52:00 PM
Edward Vitenu skickade ett meddelande till medlemmarna i Financial Intelligence.
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Ämne: LESSON FROM A DONKEY
One day a farmer’s donkey fell down into a well.
The animal cried piteously for hours as the farmer tried to figure out what to do.
Finally, he decided the animal was old, and the well needed to be covered up anyway;
it just wasn’t worth to retrieve the donkey.
He invited all his neighbors to come over and help him.
They all grabbed shovels and began to shovel dirt into the well.
At first, the donkey realized what was happening and cried horribly…
Then, to everyone’s amazement he quieted down.
A few shovel loads later, the farmer finally looked down the well.
He was astonished at what he saw.
With each shovel of dirt that hit his back, the donkey was doing something amazing.
He would shake it off and take a step up.
As the farmer’s neighbors continued to shovel dirt on top of the animal,
he would shake it off and take a step up.
Pretty soon, everyone was amazed as the donkey stepped up
over the edge of the well and happily trotted off!
MORAL :
Life is going to shovel dirt on you, all kinds of dirt.
The trick to getting out of the well is to shake it off and take a step up.
Each of our troubles is a stepping stone.
We can get out of the deepest wells just by not stopping, never giving up!
Shake it off and take a step up.
Remember the five simple rules to be happy:
1. Free your heart from hatred – Forgive.
2. Free your mind from worries – Most never happen.
3. Live simply and appreciate what you have.
4. Give more.
5. Expect less from people but more from God.
Enjoy Life & Stay Happy
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Posted By Ola Koenig to Ola Koenig at 6/29/2009 02:24:00 PM
Hi, Ola Koenig.Loan News Feed (loannewsfeed) is now following your updates on Twitter. A little information about Loan News Feed:
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Posted By Ola Koenig to Ola Koenig at 6/29/2009 12:45:00 PM
We have found that many Propeller members like to receive a summary of their activity. You can find all this information by clicking around your profile, of course. But it’s handy to have it in one convenient bundle.
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Blogs » 7 Mile Police Chase Welcomes Tourists to NYC Blogs » Runway2Reality: The September Issue Blogs » Hypocritical National Republicans Rush to Defend Mark Sanford Blogs » Cap And Traitors: The Final Deathblow To The U.S. Economy Blogs » Teenage Drinking: Anita Shreve Novel on Repercussions and Ruined Lives
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Posted By Ola Koenig to Ola Koenig at 6/28/2009 09:52:00 PM
Hi, Ola Koenig.Nancy (lookin6n) is now following your updates on Twitter. A little information about Nancy:
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Posted By Ola Koenig to Ola Koenig at 6/28/2009 07:33:00 PM
Hi, Ola Koenig.Loan Tweets (loantweets2) is now following your updates on Twitter. A little information about Loan Tweets:
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Posted By Ola Koenig to Ola Koenig at 6/28/2009 12:02:00 PM
Olakoenig's Blog 